Guides
Getting paid on time is the least fun part of working for yourself. These guides cover the practical bits: how to chase a late invoice without the awkwardness, what to actually write, and what you are entitled to when someone pays late.
Guides
The how and the rules - what to do, when, and what you are entitled to.
How to chase an unpaid invoice
A calm, step-by-step approach to chasing late payers - from the first friendly nudge to a final notice - without burning the relationship.
What to do when a client won't pay
The escalating UK path when reminders aren't enough - statutory interest, a letter before action, and small claims.
How to ask for payment politely
What to say, when to send it, and example wording that gets invoices paid without the awkwardness.
Invoice payment terms explained
Due on receipt, Net 7, Net 30 and more - what they mean, how to choose, and how clear terms get you paid faster.
How to write an invoice
Exactly what to put on a UK invoice, the rules for VAT and limited companies, and how to get paid faster.
Late payment fees and interest
What you can charge a late-paying business client in the UK - statutory interest, compensation, and recovery costs.
Templates
The actual words, ready to copy, tweak and send.
Payment reminder email templates
Five ready-to-use reminder emails, from a polite heads-up to a firm final notice. Copy, tweak, send.
Chasing letter templates
Three formal chasing letters for overdue invoices - a polite first chase, a firmer second, and a final demand.
Payment reminder SMS templates
Five short, professional payment reminder texts for overdue invoices - friendly to firm, ready to send.
Free tools
Interactive and instant - fill in your details, get an answer. No sign-up.
Payment reminder email generator
Fill in the details, pick a tone, and get a ready-to-send reminder email in seconds.
Letter before action generator
Generate a professional UK letter before action for an unpaid invoice - the formal step before court.
Late payment interest calculator
Work out the statutory interest and compensation you can claim on an overdue UK business invoice.
Free invoice template & generator
Build a clean, professional invoice in your browser and print it or save it as a PDF. No sign-up.
Or let Badger do the chasing
Add an invoice and Badger sends the reminders for you - polite at first, firmer over time, and it stops the moment you are paid. Your first chase is free.
Start chasing free